Prep cookie sheet by covering with silicone baking mat (if using one).
Heat in small pan on stove (low and slow): peanut butter, honey and coconut oil.
While that heats, smush the banana in the bottom of the large bowl.
Add in the oatmeal and continue to smush the banana into that. This will disperse the banana and prevent lumps.
Dump all the other ingredients (sans chocolate chips) in the bowl, and mix all together.
When liquid ingredients are melted together (but not boiling), pour over dry ingredients and mix in.
Add in chocolate chips.
Drop 1/4 cup scoops onto cookie sheet and flatten with bottom of measuring cup.
Bake for 15 minutes at 325 degrees, until edges are lightly browned.